Essentials
Weekly books, monthly clarity.
Your numbers, always current.
Essentials is for business owners who want more than basics. Weekly reconciliation, payroll support, monthly tax and compliance advice, and a monthly finance pack — so you always know where your business stands.
Starting from $650 per month + GST
Fixed fee. Scales with your complexity. No surprises.
Essentials is built for growing businesses that need more than quarterly check-ins. Weekly reconciliation keeps your Xero live and accurate. Payroll is handled. Monthly tax and compliance advice means nothing slips through the cracks. And a monthly finance pack gives you the clarity to make decisions confidently.
This is the sweet spot for most established small businesses. Everything is taken care of, and you've got the numbers to back every decision you make.
This is the sweet spot for most established small businesses. Everything is taken care of, and you've got the numbers to back every decision you make.
Perfect For
Who chooses Essentials
Businesses with employees
You've hired your first (or second) team member. Payroll is now part of your life. Growth includes payroll processing, so you don't have to juggle IRD deadlines alongside bookkeeping.
Growing complexity
Your business is scaling. More transactions, more accounts, maybe a contractor or two. You need someone who flags issues early and helps you see the bigger picture of what's happening with your money.
Want to understand, not just record
You're past "just keep my books." Now you want to know what your numbers mean. The monthly Loom video gets you there Sarah walks you through your P&L and what it means for your business.
What you get with Essentials
Every Week & Month
- Weekly Xero reconciliation — always accurate, always current
- Payroll processing — all runs, tax codes, IRD filings handled
- Monthly finance pack (P&L, balance sheet, cashflow summary)
- Monthly tax and compliance advice
- Xero setup included if needed
Monthly Routine
- GST returns prepared and filed on time
- Real-time cloud access to your books
- IRD compliance tracking
- Proactive issue flagging
- Email support during business hours
- Year-end books ready for your accountant
Monthly Finance Pack — Know Your Numbers
This is what makes Essentials different from basic bookkeeping. Every month, after we reconcile your books, you receive a finance pack — your P&L, balance sheet, and cashflow summary — alongside plain-English commentary on what changed and what to watch for.
You're not getting a stack of numbers and left to figure it out. You're getting numbers with context. That's the difference between having records and running with clarity.
"I actually read my monthly report now. Because it makes sense. And when something is off, I know about it that week — not six months later."
You're not getting a stack of numbers and left to figure it out. You're getting numbers with context. That's the difference between having records and running with clarity.
"I actually read my monthly report now. Because it makes sense. And when something is off, I know about it that week — not six months later."
A Client Story
What Essentials clients say
"Getting weekly reconciliation means I always know where I am. And the monthly finance pack means I'm never surprised. Before Essentials, I'd look at my account balance and hope for the best. Now I actually understand what's happening with my business."
Next Steps
Where Essentials clients go
→ Growth Package
Some Essentials clients move to Growth when they want deeper financial partnership. Growth adds Loom video walkthroughs, AP processing, and quarterly Know Your Numbers calls — so you're not just informed, you're guided.
Learn about growth→ Foundations Program
Others do a 3-month Foundations dive a deep-focus program on profit strategy, cashflow clarity, and financial decision-making. Some do this before Premium, some after. It depends on what you need.
Learn about foundationsQuestions?
Essentials FAQs
Essentials gives you weekly reconciliation, payroll, and monthly finance packs with tax advice. Growth adds a monthly Loom video walkthrough from Sarah, AP processing, and quarterly Know Your Numbers calls. Growth is for businesses that want deeper insight and more direct financial guidance.
The monthly finance pack includes your P&L statement, balance sheet, and cashflow summary — plus a plain-English commentary on what changed month-on-month and anything you should be paying attention to. You're not getting a spreadsheet and left to decode it. You're getting numbers with context.
Payroll processing is included in Essentials pricing. The price scales based on how many employees you have and how complex your payroll is — multiple pay frequencies, complex tax situations, etc. The starting price is $650/month, and we'll give you a fixed quote based on your setup before you start.
Each month, alongside your finance pack, you'll get a brief written note on any upcoming tax dates, compliance changes, or GST/PAYE matters relevant to your business. It's not a full advisory — that's what our Growth and Scale packages are for — but it means nothing slips through the cracks and you're always compliant.
Absolutely. When you're ready for Loom video walkthroughs, AP processing, and quarterly Know Your Numbers calls, just let us know. Upgrading is seamless and your books stay consistent throughout.
Ready to understand your numbers?
Let's talk about Essentials for your business.
Book a free call. We'll review your current setup, talk about what you need, and confirm Essentials is the right fit for you.