Cashflow is the lifeblood of your business. Here's how to manage it.
I've built my career on this: most business owners know their books need attention, but they don't always see the real cost of ignoring their cashflow. Profitable businesses fail because they run out of cash. Growing businesses stall because they can't fund the growth. And good people work themselves to exhaustion trying to manage something that should be simple.
That's why cashflow is my specialty. It's not sexy, but it's the single biggest leverage point in your business. Fix your cashflow, and suddenly you can hire. Suddenly you can invest in the business. Suddenly you can take a proper salary. These guides are designed to help you get there.
Building the foundation for growth.
Are you really making money? Profit vs Revenue.
One of the most misunderstood numbers in business. You can have high revenue and low profit. You can be profitable and still run out of cash. Here's why and what it means for you.
Why your business might be profitable and still run out of cash
The classic disconnect. You make profit, your accountant says you're doing well, and yet you're sweating because you don't have cash to pay your GST bill. Here's what's happening and how to fix it before it becomes a crisis.
The 5 cashflow mistakes NZ small businesses make most often
I've seen the patterns repeat across my entire client base. The same mistakes, the same surprises, the same expensive lessons. Here are the five that come up most and how to avoid them.
How to build a 12-month cashflow forecast even if you hate spreadsheets
Forecasting isn't scary. It doesn't require a finance degree. Here's a practical step-by-step approach to getting visibility on where your cash is going for the next year and why that visibility changes everything.
What to do when a slow-paying client threatens your cashflow
You've done the work. The invoice is sent. But they're not paying on time, and now you're the one in a tight spot. Here's how to handle it diplomatically, but firmly.
Cashflow management for service businesses: a practical guide
Service-based businesses have unique cashflow challenges unpredictable invoicing, inconsistent revenue timing, and pressure from clients to stretch payment terms. Here's how to manage it.